BMW of Fort Walton Beach
Service: (850) 357-8986

Vehicle Protection Plans

If you’re looking for peace of mind with your vehicle purchase, we have you covered here at BMW of Fort Walton Beach. Our vehicle protection plans allow you to choose a plan that meets your needs and enjoy confidence from the moment you leave our lot. Learn more about how you can take advantage of our various plans by calling our Finance Department today! Our finance managers would love to hear from you. 


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What exactly is a vehicle protection plan? It simple means that once the manufacturer warranty has run out, you won’t have to worry about the time and hassle of expensive repairs, should they become necessary. Even the best care can still result in the occasional mechanical issue, especially if you have a long commute or take your vehicle for extended road trips. With our plans, you can get up to 120,000 miles of coverage. Specific coverage details and limitations are based on the year and mileage of the model you are purchasing, so feel free to talk with our staff if you have any questions.


Once you've picked out the plan that suits your lifestyle, rest assured since it starts on your purchase date and lasts for the pre-determined mileage or year, so you’ll know exactly how long you’ll be covered for. Plus, we have a national network of over 6,000 authorized service centers across the U.S. and Canada, which makes it easy to get a repair when you need it most. 

Road Hazard Tire & Wheel Protection Plans

We also have Road Hazard Tire and Wheel Protection plans, which are ideal for those unexpected travel situations. They cover essentially any malfunction of your vehicle’s tires due to road hazards, such as debris, and surface conditions like potholes and cracks. Perhaps you drove through a construction area and punctured your tire or misaligned your wheel. With this plan, you won’t have to worry about the expensive cost of replacing a single tire. Keep in mind, however, that in most cases this coverage will not apply for damage done by hitting a curb, accidents, vandalism, or misuse of the vehicle. 

Road Hazard Protection Plan Brochure

Car Care Service Plans

We highly recommend our Car Care Service plans, which help to preserve the state of you vehicle and keep it eligible for manufacturer warranty coverage. No need to worry about remembering when to come in for an oil change or an air filter replacement, since all necessary maintenance visits can be pre-scheduled. All you have to do then is bring your coupon booklet and paperwork to our Service Department and our technicians will get right to work. 

Car Care Service Plan Brochure

Term Care Select Plans

When you drive home in a new vehicle, making a visit to a service center is the last thing on your mind. However, even with the best care a brand new model could experience a mechanical breakdown or other issue. To that end, we have our Term Care Select plans, which are designed to cover potential problems that the manufacturer warranty may neglect to cover.   


Road Hazard Tire & Wheel Protection

Total Loss Protection (GAP) Plans


Many people may not be familiar with Total Loss Protection plans, but they simply apply to the “gap” that occurs between the amount owned on your retail installment sales contract/lease agreement and the actual cash value of your vehicle at the time of a total loss. This optional plan allows you to potential pay a smaller “gap” amount after the insurance company has taken your payment history, applicable fees, NADA value, and the damage occurred..

If your car is determined to be a Total Loss, this “gap” could translate into thousands of dollars that you would still owe after the settlement from the auto insurance company. The Plan excludes total loss claims denied by your automobile insurance company. This is an optional insurance product and is not required for you to obtain financing for the purchase or lease of a vehicle.

Total Loss Protection Brochure

Lease Excess Wear and Tear Plans

While leasing is a great option for many customers, it can come with a cloud of stress since every scratch, dent, or ding that happens during your contact adds up into fees for you at the end. However, with our Lease Excess Wear and Tear plans, you’ll be able to breathe easy knowing that up to $7,500 of applicable damage repair can be waived. There's no need to worry about everyday incidents with this plan!


Exess Wear & Tear For Leased Vehicles Brochure

Theft Deterrent in Detail

If you’re looking for way to prevent and protect your vehicle from theft, ask about our Theft Deterrent Detail plans. Our state-of-the-art identification technology is one of the most effective ways to hinder a theft and avoid it being sold to another party if it is stole. We offer both Secure Etch and Data Dots, both of which offer $5,000 in coverage if the vehicle is not found within 30 days.   


Sales Hours

(850) 659-6360
Monday 9:00 am - 7:00 pm
Tuesday 9:00 am - 7:00 pm
Wednesday 9:00 am - 7:00 pm
Thursday 9:00 am - 7:00 pm
Friday 9:00 am - 7:00 pm
Saturday 9:00 am - 6:00 pm
Sunday Closed